/* גולדאל פיננסים — גיליון סגנונות ראשי
   קונספט: רצועות לבן/שחור מתחלפות, כותרות סריף בעברית, קו גג זהב (מוטיב המותג) */
:root{
  --ink:#141414;        /* טקסט ורצועות כהות */
  --paper:#ffffff;      /* רקע ראשי */
  --stone:#f4f3ef;      /* רקע משני */
  --gold:#f5b400;       /* צבע מותג — רקעים וכפתורים בלבד */
  --gold-deep:#b98400;  /* מסגרות זהב על לבן */
  --muted:#4a4a48;      /* טקסט משני (ניגודיות 8.9:1 על לבן) */
  --line:#dcd9d1;
  --ok:#1d6b35;--bad:#a3161b;
  --f-display:"Frank Ruhl Libre","David Libre",Georgia,serif;
  --f-body:"Assistant","Segoe UI",Arial,sans-serif;
  --r:14px;
  --w:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--f-body);font-size:1.0625rem;line-height:1.7}
img,svg{max-width:100%}
a{color:inherit}
h1,h2,h3{font-family:var(--f-display);line-height:1.2;text-wrap:balance;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:900}
h2{font-size:clamp(1.7rem,3.4vw,2.4rem);font-weight:700}
h3{font-size:1.3rem;font-weight:700}
p{margin:0 0 1em;max-width:65ch}
.wrap{max-width:var(--w);margin-inline:auto;padding-inline:16px}
@media (min-width:700px){.wrap{padding-inline:28px}}
[hidden]{display:none!important}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;top:-60px;right:12px;background:var(--gold);color:var(--ink);padding:10px 16px;border-radius:8px;font-weight:800;z-index:100;text-decoration:none}
.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--gold-deep);outline-offset:3px}
.band-ink :focus-visible{outline-color:var(--gold)}

/* ---------- כותרת עליונה ---------- */
.site-h{position:sticky;top:0;z-index:50;background:var(--paper);border-bottom:1px solid var(--line)}
.site-h .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand svg{width:40px;height:30px;flex:none}
.brand b{font-family:var(--f-display);font-size:1.35rem;font-weight:900;line-height:1}
.brand small{display:block;font-size:.8rem;color:var(--muted);font-weight:600;letter-spacing:.02em}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
.nav a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;font-weight:600}
.nav a:hover{background:var(--stone)}
.nav a[aria-current="page"]{box-shadow:inset 0 -3px 0 var(--gold)}
.nav .nav-cta{background:var(--gold);color:var(--ink);font-weight:800;margin-inline-start:6px}
.nav .nav-cta:hover{background:#ffc426}
.menu-btn{display:none;background:none;border:1.5px solid var(--ink);border-radius:10px;padding:8px 12px;font:inherit;font-weight:700;cursor:pointer;color:var(--ink)}
@media (max-width:980px){
  .menu-btn{display:inline-flex;align-items:center;gap:8px}
  .nav{position:absolute;inset-inline:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);display:none}
  .nav.open{display:block}
  .nav ul{flex-direction:column;align-items:stretch;padding:8px 16px 16px}
  .nav a{padding:12px}
  .nav .nav-cta{margin:6px 0 0;text-align:center}
}

/* ---------- רצועות ---------- */
.band{padding-block:clamp(48px,8vw,96px)}
.band-stone{background:var(--stone)}
.band-ink{background:var(--ink);color:#f2f2f2}
.band-ink h2,.band-ink h3{color:#fff}
.band-ink p{color:#dcdcdc}
.eyebrow{display:inline-block;font-weight:800;font-size:.85rem;letter-spacing:.06em;color:var(--muted);margin-bottom:10px}
.band-ink .eyebrow{color:var(--gold)}
.lead{font-size:1.2rem;color:var(--muted)}
.band-ink .lead{color:#dcdcdc}

/* ---------- Hero ---------- */
.hero{padding-block:clamp(40px,7vw,88px) clamp(48px,8vw,96px)}
.hero .wrap{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:center}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}}
.hero-art{position:relative;min-width:0}
.hero-art svg{display:block;width:100%;height:auto}
.hero .years{display:block;margin:0 0 14px;font-weight:700;color:var(--muted);max-width:none}
.hero .years strong{font-family:var(--f-display);font-size:2.4rem;color:var(--ink);line-height:1;vertical-align:-0.08em;margin-inline:4px}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:10px 24px;border-radius:999px;font-weight:800;font-size:1.05rem;text-decoration:none;border:2px solid var(--ink);cursor:pointer;font-family:inherit;transition:transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);border-color:var(--gold);color:var(--ink)}
.btn-line{background:transparent;color:var(--ink)}
.band-ink .btn-line{color:#fff;border-color:#fff}
.btn svg{width:20px;height:20px;flex:none}

/* ---------- כרטיסים / רשתות ---------- */
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
@media (max-width:860px){.grid2,.grid3{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px;min-width:0}
.band-stone .card{border-color:transparent}
.card ul{margin:12px 0 0;padding:0;list-style:none;display:grid;gap:8px}
.card li{position:relative;padding-inline-start:26px}
.card li::before{content:"";position:absolute;inset-inline-start:0;top:.62em;width:14px;height:8px;border-inline-start:3px solid var(--gold-deep);border-bottom:3px solid var(--gold-deep);transform:rotate(-45deg) scaleX(-1)}
.why{border-top:3px solid var(--gold);padding-top:18px}
.why h3{margin-bottom:.3em}

/* תהליך — רצף אמיתי של שלבים */
.steps{list-style:none;margin:28px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;counter-reset:s}
@media (max-width:860px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;background:#1f1f1f;border-radius:var(--r);padding:22px 22px 20px;min-width:0}
.steps li::before{content:counter(s);display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--gold);color:var(--ink);font-weight:900;margin-bottom:10px}
.steps h3{font-size:1.12rem;margin-bottom:.25em}
.steps p{margin:0;font-size:.98rem}

/* קריאה לפעולה למחשבון */
.calc-teaser{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
@media (max-width:760px){.calc-teaser{grid-template-columns:1fr}}
.limits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}
@media (max-width:560px){.limits{grid-template-columns:1fr}}
.limit{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.limit b{display:block;font-family:var(--f-display);font-size:2rem;line-height:1.1;font-variant-numeric:tabular-nums}
.limit span{color:var(--muted);font-weight:600}
.src{font-size:.9rem;color:var(--muted)}

/* ---------- שאלות נפוצות ---------- */
.faq{display:grid;gap:12px;margin-top:20px}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:800;font-size:1.08rem;padding:18px 0;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;line-height:1;color:var(--gold-deep);flex:none}
.faq details[open] summary::after{content:"−"}
.faq details > div{padding-bottom:18px}
.fix{display:inline-block;background:#fff4d6;color:#6b4300;border-radius:6px;padding:0 8px;font-size:.85rem;font-weight:700}

/* ---------- טפסים ---------- */
.form{display:grid;gap:16px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:640px){.form .row{grid-template-columns:1fr}}
.field label,.field .lbl{display:block;font-weight:700;margin-bottom:6px}
.field input,.field textarea,.field select{width:100%;font:inherit;padding:12px 14px;border:1.5px solid #8a8a86;border-radius:10px;background:#fff;color:var(--ink)}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field textarea:focus{outline:3px solid var(--gold);outline-offset:1px;border-color:var(--ink)}
.field [aria-invalid="true"]{border-color:var(--bad)}
.err{color:var(--bad);font-weight:700;font-size:.92rem;margin-top:4px;min-height:0}
.hint{color:var(--muted);font-size:.9rem;margin-top:4px}
.check{display:flex;gap:10px;align-items:flex-start}
.check input{width:20px;height:20px;margin-top:4px;accent-color:var(--ink);flex:none}
.stars{display:flex;gap:6px;flex-wrap:wrap;border:0;padding:0;margin:0}
.stars legend{font-weight:700;margin-bottom:6px;padding:0}
.stars label{display:inline-flex;align-items:center;gap:6px;border:1.5px solid #8a8a86;border-radius:999px;padding:6px 14px;cursor:pointer;font-weight:700;background:#fff}
.stars input{accent-color:var(--ink)}
.stars label:has(input:checked){background:var(--gold);border-color:var(--gold-deep)}
.hp{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.status{border-radius:12px;padding:14px 16px;font-weight:700}
.status.ok{background:#e8f4ec;color:var(--ok)}
.status.bad{background:#fdeaea;color:var(--bad)}
.contact-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:40px;align-items:start}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}
.contact-list{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:14px}
.contact-list a{font-weight:800;font-size:1.15rem;text-decoration:none;border-bottom:2px solid var(--gold)}
.contact-list bdi{white-space:nowrap}

/* ---------- המלצות ---------- */
.reviews{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:24px}
@media (max-width:760px){.reviews{grid-template-columns:1fr}}
.review{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:24px;margin:0;min-width:0}
.review .rate{color:var(--gold-deep);font-size:1.2rem;letter-spacing:2px}
.review blockquote{margin:8px 0 12px;font-size:1.05rem}
.review figcaption{font-weight:800}
.review figcaption span{display:block;font-weight:600;color:var(--muted);font-size:.9rem}
.empty{border:2px dashed #bdb9ae;border-radius:var(--r);padding:28px;text-align:center;color:var(--muted);margin-top:24px}
.empty strong{display:block;color:var(--ink);font-size:1.15rem;margin-bottom:6px}

/* ---------- עמודי טקסט ---------- */
.doc h2{font-size:1.5rem;margin-top:1.6em}
.doc ul{max-width:65ch;padding-inline-start:22px}
.doc li{margin-bottom:6px}
.page-head{padding-block:clamp(36px,6vw,64px) 8px}

/* ---------- כותרת תחתונה ---------- */
.site-f{background:var(--ink);color:#d9d9d9;padding-block:48px 28px;font-size:.98rem}
.site-f .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
@media (max-width:760px){.site-f .cols{grid-template-columns:1fr}}
.site-f h2{font-size:1.1rem;color:#fff;font-family:var(--f-body);font-weight:800}
.site-f ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-f a{color:#fff;text-decoration-color:var(--gold);text-underline-offset:4px}
.site-f .brand{color:#fff}
.site-f .brand small{color:#bdbdbd}
.site-f .legal{border-top:1px solid #333;margin-top:32px;padding-top:18px;font-size:.88rem;color:#bdbdbd}
.site-f .legal p{max-width:none}

/* ---------- פס פעולה קבוע במובייל ---------- */
.mbar{display:none}
@media (max-width:760px){
  body{padding-bottom:calc(70px + env(safe-area-inset-bottom,0px))}
  .mbar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;inset-inline:0;bottom:0;z-index:60;background:var(--ink);padding:10px 12px calc(10px + env(safe-area-inset-bottom,0px))}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;border-radius:999px;font-weight:800;text-decoration:none}
  .mbar .call{background:var(--gold);color:var(--ink)}
  .mbar .wa{border:2px solid #fff;color:#fff}
  .mbar svg{width:20px;height:20px}
}
@media (forced-colors:active){.btn,.card,.review,.limit{border:2px solid CanvasText}}
@media print{.site-h,.mbar,.site-f{display:none}}

/* מחשבון: כרטיס התוצאות נשאר בעין בזמן מילוי הטופס (מחשב בלבד) */
@media (min-width:821px){#gfmc .gfmc-res{position:sticky;top:84px}}